Same question, two answers
Australia vs New Zealand, side by side
Tax offices, GST, business numbers, super and KiwiSaver, company registers and property security: how each one works in Australia and in New Zealand, and what a lender looks at on each side.
ATO vs IRD
ATO vs IRD side by side: payment plans vs instalment arrangements, interest and penalties, credit reporting of tax debt, and how lenders view each.
Read Mr's explainer →GST: 10% vs 15%
GST in Australia vs New Zealand: 10% vs 15%, the $75,000 and $60,000 thresholds, BAS vs GST returns, due dates and what each means for cash flow.
Read Mr's explainer →ABN vs NZBN
ABN vs NZBN explained: 11 digits vs 13, who gets one, how ACNs, ARBNs and NZ company numbers fit in, and why every lender asks for yours first.
Read Mr's explainer →Super vs KiwiSaver
Super vs KiwiSaver for employers: 12% super and Payday Super from 1 July 2026, KiwiSaver at 3.5% from 1 April 2026 and 4% in 2028, plus cash flow tips.
Read Mr's explainer →ASIC vs Companies Office
ASIC vs the NZ Companies Office: director IDs, the NZ resident-director rule, registering a company in the other country, and what lenders search.
Read Mr's explainer →Property security
Property-secured business loans in Australia vs NZ: first and second mortgages, caveats, state registries vs LINZ, stamp duty and what lenders check.
Read Mr's explainer →Business structures
Business structures in Australia vs New Zealand: sole traders, companies, partnerships and trusts compared, and how each changes who borrows and signs.
Read Mr's explainer →PAYG vs provisional tax
PAYG instalments (Australia) vs provisional tax (New Zealand): who pays, thresholds, instalment dates, 30 June vs 31 March year-ends and cash flow tips.
Read Mr's explainer →Credit reports
Credit reports in Australia vs New Zealand: the bureaus on each side, how to get your free report, tax debt reporting and why your history stays home.
Read Mr's explainer →How lenders assess
How business lenders assess applications in Australia vs New Zealand: what's the same, what's different, the documents each side asks for and the red flags.
Read Mr's explainer →Ready to see what's possible?
Choose your side of the Tasman. A short enquiry on that country's site, no credit check when you first ask, and a real person who calls you back.
Trading in both countries, or not sure? Let Mr help you choose.
No credit check to ask
No spray-and-pray
A real person reads it